Tutu for people that want a guarantor loan done properly
Straight talking, honest and open.
Because its all about trust.
When human trust 
does what credit scores can't. We lend against something more meaningful than just a score: the belief of someone who will back you.
Regulated, responsible, and built by people who put customers first
Regulated, responsible, and backed by experience. Authorised and regulated by the Financial Conduct Authority (FRN 689378), ICO registered, and ISO 27001 certified. Part of GAIN Credit, trusted by hundreds of thousands of customers under our Lending Stream and Drafty brands, both are rated as Excellent on Trustpilot.
Best Short Term Loan Provider, 2025 & 2026
(Lending Stream)
in credit issued
(across the GAIN credit brands)
customers served
(across the GAIN credit brands)
Regulated UK lender
since 2008
What we stand for
In your corner
Every application is treated fairly and with understanding.
Straight with you
No jargon, regular communications, no surprises.
No judgement
We don't judge if things go wrong. We work with you to find a solution.
